Florida Homes Mortgage
Florida Homes Mortgage
Florida's Trusted Mortgage Experts
πŸ”„ Refinance
🏑 Home Purchase
πŸ’Ό Conventional
🏒 FHA Loan
⭐ VA Loan
🌳 USDA Loan
πŸ’° Affordability
πŸ’« Calculate your refinance savings by comparing current and new loan terms
πŸ“Š Loan Information
4.5%
🏠 Property Details
20%
3.5%
πŸ“‹ Additional Costs
Only applies if down payment < 20%
πŸ’« Monthly Payment
PREMIUM
$1,347
$1,347
Principal & Interest
$375
Property Tax
$100
Home Insurance
$125
PMI/MIP
$300
HOA Fees
$2,247
✨ Total Monthly Payment
πŸ“ˆ Loan Details
Description Amount
πŸ’° Total Loan Amount $300,000
🎯 Down Payment $75,000
πŸ“Š Total Interest Paid $184,968
⏳ Total of All Payments $484,968
Why Our Clients Trust Us

What Our Clients Say About Us

β˜…β˜…β˜…β˜…β˜…

"Florida Homes Mortgage is the most honest and professional real estate company I've worked with. Miguel went above and beyond to help us find our dream home. Highly recommend!"

S
Sofia & David M.
Coral Gables, FL
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"I interviewed several agents before choosing Miguel. He was transparent, knowledgeable, and truly cared about our best interests. We found our perfect home in less than a month."

R
Ramon & Elena G.
Brickell, FL
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"The team at Florida Homes Mortgage is exceptional. They answered all our questions, guided us through every step, and made buying our home stress-free. Thank you Miguel!"

J
Jessica L.
Doral, FL

What type of home loan are you interested in?

A few minutes, a few clicks, up to 5 competing mortgage quotes

How It Works

1
πŸ“

Quick Application

Complete our 60-second application with basic information

2
πŸ”

Get Verified

Verify your email and get matched with a loan specialist

3
🏠

Get Approved

Receive loan options and start your home search

4
✍️

Close Your Loan

Sign documents and get the keys to your new home

Florida's #1 Independent Mortgage Broker

Unlock the Door to Your Dream Home

Lowest rates. Fast approvals. Personalized service.

βœ“Zero down payment options β€” VA, USDA, FHA
βœ“Bad credit? No problem β€” We have solutions
βœ“Self-employed? Bank statement loans available
βœ“Foreign national? ITIN loans approved
βœ“Close in as little as 14 days
βœ“24-hour pre-approval β€” Get approved before you shop

Your local mortgage broker serving Miami Dade β€’ Broward County β€’ Palm Beach County and More.

"We've helped thousands of families achieve their dream of homeownership. Now it's YOUR turn."

Are you ready to step into your future? Whether it's your first home, a new investment, or a cozy upgrade, securing the right mortgage is the first step. But don't wait – rates are changing fast, and so are your opportunities!

Why Choose Us?

Fast Approvals – Get pre-approved in as little as 10 minutes.
Low Rates – Discover options tailored to YOUR budget.
Expert Guidance – Our experienced team is here to walk you through every step.

🎁 Exclusive Offer

Fill out the form NOW and unlock special rates and benefits only available to those who act quickly.

Don't let the perfect home slip through your fingers because you hesitated. With just a few clicks, you could be on your way to a brighter tomorrow.

⏳ Time is ticking – claim your mortgage offer before it's too late!

Your future is waiting. Click below to fill out the form and get started! You won't believe how easy it is to make your dream home a reality.

⭐ 4.9 Stars β€’ Google Reviews πŸ† A+ Rated β€’ BBB βœ… 1,000+ Families Helped
Miguel Garcia

Miguel Garcia

Licensed Real Estate Broker β€’ Florida
Licensed Real Estate Agency in Florida
Honesty, Integrity, Excellence, Experience
Bilingual β€” English & EspaΓ±ol
Miami Dade β€’ Broward County β€’ Palm Beach County.
One-Stop-Shop, We Find Your Home, We Finance and We Insure.
Get Your Pre-Approval Letter Now!
Response within 24 hours β€’ No obligation
πŸ”’ Apply for a Mortgage Online in Minutes!
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🏠 We Find the Home πŸ’° We Find the Loan πŸ›‘οΈ We Insure.
πŸ”₯ Why Work with Three When One Does It All?
πŸ† Florida's #1 Broker. 25+ years experience.
πŸ“ž Work with the Best and Nothing Less. Just Miguel.

πŸ”’
256-bit SSL Secure
⭐
4.9/5 Star Rating
πŸ†
Top Mortgage Broker 2024
⚑
60 Second Application
βœ…
25+ Years Experience

Ready to Save Thousands on Your Mortgage? Making Smart People Wealthier.
The Partner You Need for the Savings You Deserve. The American Dream, Minus the Debt.

πŸ“± Scan to contact Miguel

Scan to Save My Contact

πŸ“ž Get my direct number
πŸ’¬ Text me anytime

Don't Wait β€” Get Pre‑Approved Today

Join hundreds of Florida families who trusted Florida Homes Mortgage. It takes 2 minutes.

Apply Now β€” Free Call (305) 407-3547
πŸ›‘οΈ We Serve
🏝️ Miami-Dade Aventuraβ€’ Bal Harbourβ€’ Bay Harbor Islandsβ€’ Biscayne Parkβ€’ Coral Gablesβ€’ Cutler Bayβ€’ Doralβ€’ El Portalβ€’ Florida Cityβ€’ Golden Beachβ€’ Hialeahβ€’ Hialeah Gardensβ€’ Homesteadβ€’ Indian Creekβ€’ Key Biscayneβ€’ Medleyβ€’ Miamiβ€’ Miami Beachβ€’ Miami Gardensβ€’ Miami Lakesβ€’ Miami Shoresβ€’ Miami Springsβ€’ North Bay Villageβ€’ North Miamiβ€’ North Miami Beachβ€’ Opa-lockaβ€’ Palmetto Bayβ€’ Pinecrestβ€’ South Miamiβ€’ Sunny Isles Beachβ€’ Surfsideβ€’ Sweetwaterβ€’ Virginia Gardensβ€’ West Miami 🌴 Broward Coconut Creekβ€’ Cooper Cityβ€’ Coral Springsβ€’ Dania Beachβ€’ Davieβ€’ Deerfield Beachβ€’ Fort Lauderdaleβ€’ Hallandale Beachβ€’ Hillsboro Beachβ€’ Hollywoodβ€’ Lauderdale-by-the-Seaβ€’ Lauderdale Lakesβ€’ Lauderhillβ€’ Lazy Lakeβ€’ Lighthouse Pointβ€’ Margateβ€’ Miramarβ€’ North Lauderdaleβ€’ Oakland Parkβ€’ Parklandβ€’ Pembroke Parkβ€’ Pembroke Pinesβ€’ Plantationβ€’ Pompano Beachβ€’ Sea Ranch Lakesβ€’ Southwest Ranchesβ€’ Sunriseβ€’ Tamaracβ€’ West Parkβ€’ Westonβ€’ Wilton Manors 🌞 Palm Beach Atlantisβ€’ Belle Gladeβ€’ Boca Ratonβ€’ Boynton Beachβ€’ Briny Breezesβ€’ Cloud Lakeβ€’ Delray Beachβ€’ Glen Ridgeβ€’ Golfβ€’ Greenacresβ€’ Gulf Streamβ€’ Haverhillβ€’ Highland Beachβ€’ Hypoluxoβ€’ Juno Beachβ€’ Jupiterβ€’ Jupiter Inlet Colonyβ€’ Lake Clarke Shoresβ€’ Lake Parkβ€’ Lake Worth Beachβ€’ Lantanaβ€’ Loxahatchee Grovesβ€’ Manalapanβ€’ Mangonia Parkβ€’ North Palm Beachβ€’ Ocean Ridgeβ€’ Pahokeeβ€’ Palm Beachβ€’ Palm Beach Gardensβ€’ Palm Beach Shoresβ€’ Palm Springsβ€’ Riviera Beachβ€’ Royal Palm Beachβ€’ South Bayβ€’ South Palm Beachβ€’ Tequestaβ€’ Village of Golfβ€’ Wellingtonβ€’ West Palm Beach
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